Bitcoin Retirement: Germans Increasingly Trust Crypto for Savings.

- An updated, representative BISON analysis indicates that approximately half of German crypto investors now leverage Bitcoin & Co. particularly for extended wealth creation, encompassing retirement arrangements.
- The transition is remarkably evident: 48 percent of those surveyed employ cryptocurrencies methodically, while just 37 percent engage in short-term trading. The former perception of digital currencies as a “betting tool” is diminishing swiftly.
- Millennials are notably propelling this pattern: Within the 30-39 demographic, almost half allocate capital to crypto for the distant future. This remarkable number firmly embeds the asset category within the general public. Older generations are keeping pace: From the age of 40 onwards, extended crypto usage clearly takes precedence, attaining 69 percent among those aged 50-59. Even within the 60-70 age bracket, two-thirds invest with a concentration on their post-work years.
- Notwithstanding elevated expectations for returns, numerous crypto investors demonstrate a cautious approach to retirement funds: 62 percent place emphasis on security above maximizing earnings. On the whole, 54 percent of investors anticipate enduring capital growth, 38 percent distinctly utilize crypto as a segment of their pension plans, while sheer profit enhancement is pertinent for only a third.
- BISON’s CEO, Dr. Ulli Spankowski, refers to a fundamental change: Crypto is transforming “from speculation to calculated asset investment” and is deemed “essential” within a varied investment strategy.
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