Earn money with crypto: 5 reputable ways in 2025

In this article, you'll learn five real methods for building income with Bitcoin and alternative cryptocurrencies in 2025—safe, realistic, and even suitable for beginners.

1. Earn interest with crypto earning and staking

Earn interest with cryptocurrencies? Yes, it's possible, through so-called earning, lending, or staking programs. Here, you lend your coins to the network or platform to receive regular returns.

This method is considered passive because you hardly have to worry about it once activated. The important thing is to choose a reputable, regulated provider.

Examples:

Bitvavo Staking: Up to 10% return per annum on coins like Ethereum or Cardano. Easily activated in the app.

Start staking at Bitvavo

Bitpanda Earn: Automatic interest credits on Bitcoin, ETH, and stablecoins – paid out daily.

Try Bitpanda Earn

OKX Earn: Wide selection of crypto interest products with flexible maturities – also for stablecoins.

More about OKX Earn

Tip: Stay away from unrealistic promises of returns above 10% per annum and focus on exchanges and platforms with European regulation and transparent communication.

2. Build long-term wealth with crypto savings plans

Most successful investors earn money with Bitcoin and cryptocurrencies not through short-term gambling and leveraged trading, but through consistency, discipline, and regularity. So-called savings plans (dollar-cost averaging strategies) allow you to invest small amounts regularly—perhaps monthly—and thus smooth out price fluctuations. Investing €50 in Bitcoin regularly is better than investing €50 just once.

This reduces the risk of buying at the wrong time and ensures a stable average price in the long term.

Recommended providers:

BISON: German app, BaFin-regulated, easy setup starting at €1 per month.

Start a savings plan at BISON

Bitpanda: Automatic Bitcoin savings plan, many coins available, SEPA deposits possible.

Create a savings plan at Bitpanda

Bitvavo: Low fees, intuitive app, ideal for beginners on a tight budget.

Try Bitvavo

Advantage: You benefit from the long-term growth of the crypto market – without having to constantly check prices, without market timing, or stress.

3. Use welcome bonuses, bonus promotions and cashback

Many regulated providers offer new customer promotions that make getting started even more attractive. These bonuses aren't a substitute for earnings, but they're a good starting point for earning your first coins – completely risk-free. You can also earn money with crypto through bonus programs. Many exchanges and platforms offer new customer or activity bonuses, cashback, or even free coins for learning.

Current promotions (as of October 27, 2025):

BISON: Get a €20 new customer bonus in Bitcoin when you open an account and meet the terms and conditions.

More about the BISON campaign

Bitvavo: €20 welcome bonus after successful verification and a minimum deposit of €20.

Secure Bitvavo Bonus

Coinbase: Get €30 in Bitcoin when you trade at least €30 worth of cryptocurrencies.

Use Coinbase Bonus

Pro tip: Such promotions are not only attractive for beginners, but also a great way to collect your first coins without risking your own capital.

Note: All promotions are subject to terms and conditions. Details can be found on the respective provider websites.

4. Passive income with stablecoins

Stablecoins like USDT, USDC, or EURC are pegged to the euro or US dollar and have minimal fluctuations in value. This makes them attractive for anyone who wants to earn passive interest without the price risk of traditional cryptocurrencies.

Examples:

OKX Earn: Flexible interest products for stablecoins with 4-6% pa, peaking at 8-10% pa

Use stablecoin interest at OKX

Bitvavo Staking (USDT/USDC): Up to 2% return with daily payouts.

Start staking on Bitvavo

Note: Stablecoins also carry risks (e.g., platform or liquidity risk). Only use regulated providers and diversify your investments.

5. Learn and share: Earn through knowledge

An often underestimated way to make money with Bitcoin and crypto is through learning. Knowledge pays off. Some exchanges and platforms reward users for knowledge or referrals. This is not only exciting but also a low-risk way to enter the world of cryptocurrencies. Programs like Coinbase Earn pay small amounts in cryptocurrencies when you watch educational videos. Referral programs are also available – you receive a small commission when someone registers through your link.

Examples:

Coinbase Earn: Users can earn small amounts of cryptocurrencies through short learning videos and quizzes.

Start now with Coinbase Earn

Bitpanda Invite: Invite friends and receive rewards: an easy way to collect your first coins.

Invite friends on Bitpanda

These programs are not a substitute for investing, but are ideal for getting to know cryptocurrencies in a fun way.

Extra tip: Combine learning and earning: Create your own content or share your experiences on social media. Many crypto platforms encourage creators and community activity.

Reading tip: Bitpanda or Coinbase: The big exchange comparison

Risks, taxes and realism

As tempting as the idea sounds, there is no risk-free return. Every form of earning with crypto carries market, platform, or tax risks.

Staking, lending, and earning: Holding periods are extended to up to 10 years (according to German tax law). There are also platform and smart contract risks.
Savings plans: Values can fluctuate significantly from time to time. Gains and losses are possible.
Bonus promotions: Often tied to conditions (e.g. minimum deposit or transactions).
Stablecoins: Dependence on issuer stability (de-peg risk)

Nevertheless, those who invest in an informed, disciplined, and sensible manner can achieve realistic, sustainable returns with cryptocurrencies.

Important: Only invest what you can afford to lose in the long term and use reputable, regulated providers.

Making money with crypto? Yes, but realistic and predictable

You don't have to trade to make money with crypto. The options outlined work, but they're not a get-rich-quick scheme. It's possible and a matter of strategy and platform choice. Whether it's interest through staking, regular savings plan investments, or bonus promotions: the opportunities in 2025 are more diverse, secure, and transparent than ever. Those who rely on disciplined strategies, secure exchanges, and long-term thinking can achieve stable returns and earn money.

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